A payday loan is a simple way to get cash in your hand today even though you don’t get paid till tomorrow. A payday loan is also known as a cash advance, a payday advance, a payroll loan, a deferred deposit, post dated cheque advance, a short-term personal loan and a signature loan.

After a quick approval, you may come into the office with the required documentation to obtain your loan. You will have to provide us with a post dated cheque for the repayment amount, which will be dated for your next payday.
How do I repay?

Pay off your loan in person on your payday using cash, debit or money order. This option allows you to re-loan immediately. Pay off your loan using a Pre Authorized debit. When you obtain your loan, simply ask us to debit your account on your payday. We will process a debit transaction against your account and the funds will be transferred to us electronically, it’s that simple! To re-loan simply send contact us again for a new loan, which can be done without a trip to our store! Everything can be done remotely. Pay off your loan by sending us an email money transfer. When you obtain your loan, simply let us know that you will be sending your payment by EMT (Email Money Transfer). Allow us to deposit your repayment cheque. This option will delay your ability to re-loan by several days.

You’ve been working at your job for 7 months or more. If you are not self employed. If you have a current checking account. If you are not on probation at your place of work. You do not work for a temp agency.

How quickly can I be approved?
You can be approved the same business day you apply and often in 10 minutes!

You can be approved the same business day you apply and often in 10 minutes!

We do not do Credit Checks.

No collateral needed for personal payday loans.

One payday loan at a time is allowed.

The costs vary depending on the amount you borrow and the amount of time you have the loan. Contact us to find out how much your loan will cost or you can check out payday loans calculator on our site.

No. Definitely not! If any loan company asks you for a loan fee payable before you get the loan, it is very likely a scam. You should probably report them to the authorities.

You can borrow from $100 to $1500. You may borrow in increments of $50.

The costs vary depending on the amount you borrow and the amount of time you have the loan. Contact us to find out how much your loan will cost or you can check out payday loans calculator on our site.

YES, if you live in Ontario you can get a loan!

PAY STUBS: 2 of your most recent pay stubs
BANK STATEMENT: Most recent/last 60 days of bank transactions
UTILITY BILL: Most recent utility bill/phone bill etc..
DRIVERS LICENSE: Copy of your drivers license/ valid photo ID or government of Canada ID
PERSONAL CHEQUES: One post-dated cheque or Pre-auth debit form